*{box-sizing:border-box}
:root{--primary:#10233f;--secondary:#f59e0b;--text:#253044;--muted:#637083;--bg:#f5f7fb;--white:#fff;--line:#e5eaf1}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
a{color:inherit}
.container{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:900px}
.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--primary)}
.brand-icon{width:42px;height:42px;border-radius:12px;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}
.brand strong{display:block;font-size:19px;line-height:1.1}
.brand small{display:block;color:var(--muted);font-size:12px}
.menu{display:flex;align-items:center;gap:18px}
.menu a{text-decoration:none;color:#344155;font-weight:700;font-size:14px}
.menu a:hover{color:var(--secondary)}
.menu-btn{display:none;border:0;background:var(--primary);color:#fff;border-radius:8px;padding:9px 12px;font-size:20px}
.hero{background:linear-gradient(135deg,#10233f 0%,#1f4f7a 65%,#f59e0b 180%);color:#fff;padding:86px 0}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:center}
.badge,.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(245,158,11,.16);color:#9a6100;border:1px solid rgba(245,158,11,.35);border-radius:999px;padding:7px 12px;font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.02em}
.hero .badge{color:#fff;border-color:rgba(255,255,255,.25);background:rgba(255,255,255,.12)}
.hero h1{font-size:46px;line-height:1.08;margin:18px 0}
.hero p{font-size:18px;max-width:760px;color:#eaf0f7}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 22px;border-radius:10px;text-decoration:none;border:1px solid transparent;font-weight:800;cursor:pointer}
.btn.primary{background:var(--secondary);color:#111827}
.btn.ghost{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}
.trust-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
.trust-row span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:8px 10px;border-radius:999px;font-size:13px}
.hero-card{background:#fff;color:var(--text);border-radius:18px;padding:28px;box-shadow:0 24px 60px rgba(0,0,0,.24)}
.hero-card h2{margin-top:0;color:var(--primary)}
.hero-card p{font-size:15px;color:var(--text);margin:12px 0}
.section{padding:72px 0}
.light{background:#eef3f8}
.section-title{text-align:center;max-width:800px;margin:0 auto 34px}
.section-title h2{font-size:34px;line-height:1.2;color:var(--primary);margin:14px 0}
.section-title p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 10px 28px rgba(16,35,63,.06)}
.card h3{color:var(--primary);margin-top:0}
.card p{color:var(--muted)}
.split-section{padding:72px 0;background:#fff}
.split{display:grid;grid-template-columns:1fr .8fr;gap:40px;align-items:center}
.split h2{font-size:34px;color:var(--primary);line-height:1.2}
.info-list{display:grid;gap:14px}
.info-list div{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:20px}
.info-list strong{display:block;color:var(--primary);font-size:18px}
.info-list span{color:var(--muted)}
.about-box{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 10px 28px rgba(16,35,63,.06)}
.map{width:100%;height:360px;border:0;border-radius:18px;box-shadow:0 10px 28px rgba(16,35,63,.1)}
.faq{max-width:900px;margin:0 auto;display:grid;gap:12px}
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px}
summary{font-weight:800;color:var(--primary);cursor:pointer}
details p{color:var(--muted)}
.page-hero{background:linear-gradient(135deg,#10233f,#1f4f7a);color:#fff;padding:58px 0}
.page-hero h1{font-size:40px;margin:0 0 8px}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:28px;align-items:start}
.contact-card,.form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 10px 28px rgba(16,35,63,.06)}
.contact-card h2,.form h2{margin-top:0;color:var(--primary)}
.form label{display:block;font-weight:800;margin-bottom:15px;color:var(--primary)}
.form input,.form textarea{width:100%;margin-top:6px;padding:13px;border:1px solid #d8e0ea;border-radius:10px;font:inherit}
.form-note{font-size:13px;color:var(--muted)}
.legal-content h2{color:var(--primary);margin-top:30px}
.legal-content p{color:#46556a}
.footer{background:#0b1220;color:#fff;padding:48px 0 90px}
.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;gap:28px}
.footer h3,.footer h4{margin-top:0}
.footer p,.footer a{color:#cbd5e1;text-decoration:none}
.footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:20px}
.muted{color:#95a3b8!important}
.float-contact{position:fixed;right:20px;bottom:20px;background:var(--secondary);color:#111827;text-decoration:none;padding:14px 18px;border-radius:999px;font-weight:900;box-shadow:0 12px 34px rgba(0,0,0,.25);z-index:80}
@media(max-width:900px){
    .menu-btn{display:block}
    .menu{display:none;position:absolute;left:20px;right:20px;top:72px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px;box-shadow:0 20px 45px rgba(0,0,0,.12);flex-direction:column;align-items:flex-start}
    .menu.open{display:flex}
    .hero-grid,.split,.contact-grid{grid-template-columns:1fr}
    .hero h1{font-size:34px}
    .cards{grid-template-columns:1fr}
    .footer-grid{grid-template-columns:1fr}
    .topbar-inner{padding:12px 20px}
}
@media(max-width:520px){
    .brand small{display:none}
    .hero{padding:58px 0}
    .hero h1{font-size:30px}
    .section{padding:54px 0}
    .section-title h2,.split h2{font-size:28px}
    .float-contact{left:20px;text-align:center}
}